How to Pay Part A & Part B premiums

Most people don't get a premium bill from Medicare because they get their Medicare Part B (Medical Insurance)  premium deducted automatically from their Social Security benefit payment (or Railroad Retirement Board benefit payment).

If you don't get benefits from Social Security (or the Railroad Retirement Board), you'll get a premium bill from Medicare. Get a sample of the Medicare bill.

If you pay for:

You’ll get a bill:

Part B only

Every 3 months

Part A (Hospital Insurance)

Every month

Part D income-related monthly adjustment amount (Part D IRMAA)

Every month

Get help paying premiums & costs
If you have limited income and resources, you may be able to get help from your state to pay your premiums and other costs, like deductibles, coinsurance, and copays. Learn more about help with Part A & Part B costs.

4 ways to pay your Medicare premium bill:

  • Pay online through your secure Medicare account (fastest way to pay).
    Log into (or create) your secure Medicare account to use this free service to pay by credit card, debit card, or from your checking or savings account.  Paying premiums using your Medicare account

    Pay My Premium Now

  • Sign up for Medicare Easy Pay.
    With this free service, we’ll automatically deduct your premium payments from your savings or checking account each month. Get details about Medicare Easy Pay.
  • Pay directly from your savings or checking account through your bank's online bill payment service
    Some banks charge a service fee. Get details so your payment goes through on time.
  • Mail your payment to Medicare.
    Pay by check, money order, credit card, or debit card. Fill out the payment coupon at the bottom of your bill, and include it with your payment.
    • If you’re paying by credit or debit card, be sure to complete and sign the coupon. If you don’t sign the coupon, we can’t process your payment and it will be returned to you.
    • Use the return envelope that came with your bill, and mail your Medicare payment coupon and payment to:

      Medicare Premium Collection Center
      PO Box 790355
      St. Louis, MO 63179-0355

      Include your payment coupon with your payment so we can apply your payment to your account. We can’t process your payment on time without the coupon. If you don’t have your payment coupon, write your Medicare Number on the check or money order. 

When are Medicare premiums due?

All Medicare bills are due on the 25th of the month. In most cases, your premium is due the same month that you get the bill. Example of billing timeline

For your payment to be on time, we must get your payment by the due date on your bill. Submit your payment at least 5 business days before the due date, so we can get it on time.

What if your Medicare premium payment is late?

If you miss a payment, or if we get your payment late, your next bill will also include a past due amount.

If you get a Medicare premium bill that says “Delinquent Bill” at the top, pay the total amount due, or you’ll lose your Medicare coverage. Get a sample of the delinquent bill in English. [PDF, 2060 KB] (In Spanish.) [PDF, 2083 KB]

Don’t risk losing your Medicare coverage
You can only sign up for Part A, Part B, and Part D at certain times. If you lose your coverage, you might have to wait to sign up again and pay monthly late enrollment penalties. How can I avoid the penalties?

Talk to someone about your premium bill

For specific Medicare billing questions: Call us at 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.

For questions about your Part A or Part B coverage: Call Social Security at 1-800-772-1213. TTY: 1-800-325-0778.