Medicare.gov

Medicare Easy Pay

Medicare Easy Pay is a free way to set up recurring payments to pay your Medicare premiums.

  • With this service, we’ll automatically deduct your Medicare premiums from your checking or savings account each month.
  • The amount being deducted from your account will update automatically when your premium changes.
  • Your payment is safe and secure.

How do I start using Medicare Easy Pay?

2 ways to sign up for Medicare Easy Pay:

It can take up to 6-8 weeks for your automatic deductions to start. Until your automatic deductions start, you'll need to pay your premiums another way. If we can't set up Medicare Easy Pay for you, we'll send you a letter explaining why. Find other ways to pay premiums.

Can I sign up if I get a bill from the Railroad Retirement Board?  

What if I'm getting retroactive payments from Social Security?

What happens when Medicare Easy Pay starts?

2 things will happen each month:

  • You'll get a monthly statement letting you know the amount we’ll deduct from your bank account. Get a sample of the statement.
  • We'll deduct your premium from your bank account on the 20th of the month (or the next business day). Your bank statement will show a payment to "CMS Medicare Premiums."

If your bank rejects or returns the automatic payment, we'll send you a letter explaining why, and tell you how to send your payment to Medicare. 

If Medicare Easy Pay doesn’t start: Call us at 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.

What if my Medicare Easy Pay automatic payment doesn’t go through?

  • We’ll send you a letter explaining why. What are some reasons my payment might not go through?
  • You’ll get a Medicare bill the next month, and you’ll need to pay your premium another way. Find other ways to pay premiums.
  • Once you pay the full amount due listed on your bill, Medicare Easy Pay will start back up again.

How do I change bank accounts or stop Medicare Easy Pay?

There are 2 ways:

  • Log into your Medicare account — Select "My Premiums" and then "See or change my Medicare Easy Pay" to complete a short, online form.
  • Fill out, print, and mail  and mail the “Authorization Agreement for Pre-authorized Payments” form (SF-5510) in English or in Spanish.

If you change your bank account: It can take up to 6-8 weeks before automatic deductions start from your new account. Until then, you may get a bill to pay your premium or your payment may still be automatically deducted from your old bank account.

If you stop Medicare Easy Pay: It can take up to 4 weeks for your automatic deductions to stop.