Medigap & travel

Your Medigap policy may offer additional coverage for emergency health care services or supplies that you get outside the U.S.

Standard Medigap Plans C, D, F, G, M, and N provide foreign travel emergency health care coverage when you travel outside the U.S.

Plans E, H, I, and J are no longer for sale, but if you bought one before June 1, 2010 you may keep it. All of these plans also provide foreign travel emergency health care coverage when you travel outside the U.S.

Medigap coverage outside the U.S.

If you have Medigap Plan C, D, E, F, G, H, I, J, M or N, your plan:

  • Covers foreign travel emergency care if it begins during the first 60 days of your trip, and if Medicare doesn't otherwise cover the care.

  • Pays 80% of the billed charges for certain 

    medically necessary

     emergency care outside the U.S. after you meet a $250 

    deductible [glossary]

     for the year.

Foreign travel emergency coverage with Medigap policies has a lifetime limit of $50,000.

Find out before you go 

Before you travel outside the U.S., talk with your Medigap plan or insurance agent to get more information about your Medigap coverage while traveling. 

For more information

Find out who to call about Medicare options, claims and more.