Compare Medigap Plan Benefits
The chart below shows basic information about the different benefits Medigap policies cover.
= the plan covers 100% of this benefit
= the plan doesn't cover this benefit
% = the plan covers that percentage of this benefit and you’re responsible for the rest
N/A = not applicable
The Medigap policy will only pay your coinsurance after you’ve paid the deductible (unless the Medigap policy also covers your deductible).
Compare the benefits offered by each plan:
|Plan A||Plan B||Plan C||Plan D||Plan F*||Plan G*||Plan
|Plan M||Plan N|
|Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up|||||||||||||||||||||
|Part B coinsurance or copayment||||||||||||||50%||75%||||***|
|Blood (first 3 pints)||||||||||||||50%||75%|||||
|Part A hospice care coinsurance or copayment||||||||||||||50%||75%|||||
|Skilled nursing facility care coinsurance||||||||||||||50%||75%|||||
|Part A deductible||||||||||||||50%||75%||50%|||
|Part B deductible|||||||||||||||||||||
|Part B excess charge|||||||||||||||||||||
|Foreign travel exchange (up to plan limits)||||||80%||80%||80%||80%||||||80%||80%|
$6,940 in 2023
$3,470 in 2023
*Plans F & G offer a high deductible plan in some states.
**Plans K & L show how much they'll pay for approved services before you meet your out-of-pocket yearly limit and Part B deductible. After you meet them, the plan will pay 100% for approved services.
***Plan N pays 100% of the costs of Part B services, except for copayments for some office visits and some emergency room visits.
Next Step: Learn how Medigap works