Catastrophic coverage

Once you've spent $6,550 out-of-pocket in 2021 ($7,050 in 2022), you're out of the coverage gap. Once you get out of the coverage gap (Medicare prescription drug coverage), you automatically get "catastrophic coverage." It assures you only pay a small 

coinsurance

 percentage or 

copayment

 for covered drugs for the rest of the year.

 

Find out who to call about Medicare options, claims and more.