Nursing home care
Medicare Part A (Hospital Insurance) may cover skilled nursing care in a nursing home. It must be medically necessary for you to get skilled nursing care (like if you need help changing sterile dressings).
Medicare doesn't cover custodial care if it's the only care you need.
What it is
Most nursing home care is custodial care, which helps you with activities of daily living (like bathing, dressing, using the bathroom, and eating) or personal needs that could be done safely and reasonably without professional skills or training.
Things to know
If you're in a Medicare Advantage Plan (Part C) (like an HMO or PPO) or other Medicare health plan, check with your plan to see if it covers nursing home care. Usually, plans don't help pay for this care unless the nursing home has a contract with the plan. Ask your plan about nursing home coverage and check the facility’s quality ratings before you make any arrangements to enter a nursing home.