Long-term care

Medicare doesn’t cover long-term care (also called custodial care) if that's the only care you need. Most nursing home care is custodial care, which is care that helps you with daily living activities (like bathing, dressing, and using the bathroom).

Your costs in Original Medicare

You pay 100% for non-covered services, including most long-term care.

What it is

Long-term care is a range of services and support for your personal care needs. Most long-term care isn't medical care. Instead, most long-term care helps with basic personal tasks of everyday life, sometimes called "activities of daily living."

Is my test, item, or service covered?