covers mental health care services you get when you're admitted as a hospital patient.
You pay this for each benefit period:
- $1,556 deductible.
- Days 1–60: $0 coinsurance per day.
- Days 61–90: $389 coinsurance per day.
- Days 91 and beyond: $778 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to a maximum of 60 reserve days over your lifetime).
- Each day after the lifetime reserve days: All costs.
- 20% of the Medicare-Approved Amount for mental health services you get from doctors and other providers while you're a hospital inpatient.
Mental health care services help diagnose and treat people with mental health disorders, like depression and anxiety.
You can get these services either in a general hospital or a psychiatric hospital (a facility that only cares for people with mental health disorders). There’s no limit to the number of benefit periods you can have, whether you’re getting mental health care in a general or psychiatric hospital.
However, if you're in a psychiatric hospital (instead of a general hospital), Part A only pays for up to 190 days of inpatient psychiatric hospital services during your lifetime.
Medicare doesn't cover:
- Private duty nursing
- A phone or television in your room
- Personal items, like toothpaste, socks, or razors
- A private room, unless