Medicare Part A (Hospital Insurance) covers mental health care services you get when you're admitted as a hospital patient. Medicare Part B (Medical Insurance) covers the services you get from a doctor or other health care provider while you’re in the hospital.
Your costs in Original Medicare
You pay this for each benefit period:
- $1,600 deductible
- Days 1–60: $0 per day
- Days 61–90: A $400 copayment per day
- Days 91 and beyond: An $800 copayment per each " lifetime reserve day " after day 90 (up to a maximum of 60 reserve days over your lifetime)
- Each day after the lifetime reserve days: All costs
- 20% of the Medicare-Approved Amount for mental health services you get from doctors and other health care providers while you're a hospital inpatient.
What it is
Mental health care services help diagnose and treat people with mental health disorders, like depression and anxiety.
Things to know
You can get these services either in a general hospital or a psychiatric hospital (a facility that only cares for people with mental health disorders). There’s no limit to the number of benefit periods you can have, whether you’re getting mental health care in a general or psychiatric hospital.
However, if you're in a psychiatric hospital (instead of a general hospital), Part A only pays for up to 190 days of inpatient psychiatric hospital services during your lifetime.
Medicare doesn't cover:
- Private duty nursing
- A phone or television in your room
- Personal items, like toothpaste, socks, or razors
- A private room, unless