Mental health care (inpatient)
covers mental health care services you get in a hospital that require you to be admitted as an inpatient. You can get these services either in a general hospital or a psychiatric hospital that only cares for people with mental health conditions.
If you're in a psychiatric hospital (instead of a general hospital), Part A only pays for up to 190 days of inpatient psychiatric hospital services during your lifetime.
Medicare doesn't cover:
- Private duty nursing
- A phone or television in your room
- Personal items, like toothpaste, socks, or razors
- A private room, unless
All people with Part A are covered.
- $1,340 ($1,364 for 2019)
Deductible [glossary]for each Benefit period.
- Days 1–60: $0
Coinsuranceper day of each benefit period.
- Days 61–90: $335 ($341 for 2019) coinsurance per day of each benefit period.
- Days 91 and beyond: $670 ($682 for 2019) coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime).
Lifetime reserve days: all costs.
- 20% of the
Medicare-approved amountfor mental health services you get from doctors and other providers while you're a hospital inpatient.
There's no limit to the number of benefit periods you can have when you get mental health care in a general hospital. You can also have multiple benefit periods when you get care in a psychiatric hospital. Remember, there's a lifetime limit of 190 days.
Your doctor or other health care provider may recommend you get services more often than Medicare covers. Or, they may recommend services that Medicare doesn’t cover. If this happens, you may have to pay some or all of the costs. Ask questions so you understand why your doctor is recommending certain services and whether Medicare will pay for them.