Mental health care (inpatient)
Medicare Part A (Hospital Insurance)
covers mental health care services you get in a hospital that require you to be admitted as an inpatient.
Your costs in Original Medicare
- $1,484 ($1,556 in 2022)
deductible [glossary]
for each
benefit period
.
- Days 1–60: $0
coinsurance
per day of each benefit period.
- Days 61–90: $371 ($389 in 2022) coinsurance per day of each benefit period.
- Days 91 and beyond: $742 ($778 in 2022) coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime).
- Beyond
lifetime reserve days
: All costs.
- 20% of the
Medicare-Approved Amount
for mental health services you get from doctors and other providers while you're a hospital inpatient.
There's no limit to the number of benefit periods you can have when you get mental health in a general hospital. You can also have multiple benefit periods when you get care in a psychiatric hospital. Remember, there's a lifetime limit of 190 days.
note:
Your doctor or other health care provider may recommend you get services more often than Medicare covers. Or, they may recommend services that Medicare doesn’t cover. If this happens, you may have to pay some or all of the costs. Ask questions so you understand why your doctor is recommending certain services and whether Medicare will pay for them.
What it is
Mental health care services help with conditions like depression and anxiety.
Things to know
You can get these services either in a general hospital or a psychiatric hospital that only cares for people with mental health conditions.
If you're in a psychiatric hospital (instead of a general hospital), Part A only pays for up to 190 days of inpatient psychiatric hospital services during your lifetime.
Medicare doesn't cover:
- Private duty nursing
- A phone or television in your room
- Personal items, like toothpaste, socks, or razors
- A private room, unless
medically necessary
Related resources
note:
If you or someone you know is in crisis, call the National Suicide Prevention Lifeline at 1-800-273-TALK (1-800-273-8255). TTY: 1-800-799-4TTY (1-800-799-4889). You can call and speak with a counselor 24 hours a day, 7 days a week.
Call 911 if you're in immediate medical crisis.
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