Inpatient rehabilitation care
Medicare covers medically necessary inpatient rehabilitation care if you’re eligible
Description
Inpatient rehabilitation can help if you’re recovering from a serious surgery, illness, or injury and need an intensive rehabilitation therapy program, physician supervision, and coordinated care from your doctors and other health care providers (including therapists).
Coverage details
- Medicare Part A (Hospital Insurance) covers medically necessary care you get in an inpatient rehabilitation facility or unit (sometimes called an inpatient “rehab” facility, IRF, acute care rehabilitation center, or rehabilitation hospital).
- Medicare Part B (Medical Insurance) covers doctors’ services you get while you’re in an inpatient rehabilitation facility.
Medicare-covered inpatient rehabilitation care includes:
- Rehabilitation services, including physical therapy, occupational therapy, and speech-language pathology
- A semi-private room
- Meals
- Nursing services
- Prescription drugs
- Other hospital services and supplies
Medicare doesn’t cover these items and services:
- Private duty nursing
- A phone or television in your room (if there’s a separate charge for these items)
- Personal items, like toothpaste, socks, or razors (except when a hospital gives them as part of your hospital admission pack)
- A private room, unless medically necessary
Who's eligible
Your health care provider must certify that you have a medical condition requiring intensive rehabilitation, continued medical supervision, and coordinated care from your providers.
Costs
What you pay for each benefit period in 2026 depends on how long you're getting care:
- Days 1-60: After you pay the $1,736 deductible you pay $0 each day.
- Days 61-90: You pay $434 each day.
- Days 91-150: You pay $868 each day while using your 60 lifetime reserve days . These are additional days that Medicare will pay for when you're in a hospital for more than 90 days. You have a total of 60 reserve days that can be used once during your lifetime.
- After Day 150: You pay all costs.
Ask your doctor or healthcare provider how much your test, item, or service will cost.
Your doctor may recommend services that Medicare does not cover or offers too frequently. This could end up in additional costs for you. Make sure to ask your doctor about the reasons for these recommendations and what Medicare will actually cover.
Specific amounts you could owe depend on:
Other insurance you may have
How much your doctor charges
If your doctor accepts assignment
The type of facility
Where you get your test, item, or service