Compare Medigap Plan Benefits
The chart below shows basic information about the different benefits Medigap policies cover.
= the plan covers 100% of this benefit
= the plan doesn't cover this benefit
% = the plan covers that percentage of this benefit and you’re responsible for the rest
N/A = not applicable
The Medigap policy will only pay your coinsurance after you’ve paid the deductible (unless the Medigap policy also covers your deductible).
Compare the benefits offered by each plan:
Medigap Benefit
| Plan A | Plan B | Plan C | Plan D | Plan F* | Plan G* | Plan K | Plan L | Plan M | Plan N |
|---|---|---|---|---|---|---|---|---|---|---|
| Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used | | | | | | | | | | |
| Part B coinsurance or copayment | | | | | | | 50% | 75% | | *** |
| Blood benefit (first 3 pints) | | | | | | | 50% | 75% | | |
| Part A hospice care coinsurance or copayment | | | | | | | 50% | 75% | | |
| Skilled nursing facility care coinsurance | | | | | | | 50% | 75% | | |
| Part A deductible | | | | | | | 50% | 75% | 50% | |
| Part B deductible | | | | | | | | | | |
| Part B excess charge | | | | | | | | | | |
| Foreign travel emergency (up to plan limits) | | | 80% | 80% | 80% | 80% | | | 80% | 80% |
| Out-of-pocket limit** | N/A | N/A | N/A | N/A | N/A | N/A | $7,220 in 2025 ($8,000 in 2026)
| $3,610 in 2025 ($4,000 in 2026)
| N/A | N/A |
*Plans F and G also offer a high‑deductible plan in some states. You must pay for Medicare‑covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,870 in 2025 ($2,950 in 2026) before your policy pays anything.
**For Plans K and L, after you meet your out-of-pocket yearly limit and your yearly Part B deductible ($257 in 2025) ($283 in 2026), the Medigap plan pays 100% of covered services for the rest of the calendar year.
***Plan N pays 100% of the costs of Part B services, except for copayments for some office visits and some emergency room visits.
Next Step: Learn how Medigap works