Religious nonmedical health care institution items & services
Medicare Part A (Hospital Insurance) covers inpatient non-religious, nonmedical items and services if you’re eligible
Description
Religious nonmedical health care institutions provide care and services to people who don't accept standard medical care because of their religious beliefs.
Coverage details
Part A will only cover the inpatient non-religious, nonmedical items and services, like room and board, unmedicated wound dressings, or use of a simple walker (items or services that don’t need a doctor’s order).
Medicare doesn’t cover the religious portion of this type of care.
Who's eligible
Medicare may cover items and services in religious nonmedical health care institutions only if you qualify for inpatient hospital or skilled nursing facility (SNF) care and meet all of these conditions:
- You get the care from a Medicare-certified religious nonmedical health care institution.
- The Utilization Review Committee at the religious non-medical health care institution agrees that you would require hospital or SNF care if you weren’t in the institution.
- You've filed a written election with Medicare that states:
- You qualify for this type of care based on both your medical needs and your religious beliefs.
- Your election will be cancelled if you decide to accept standard medical care. After cancelling an election, you may have to wait 1-5 years (depending on how many times you may have previously cancelled you election) before you qualify to get religious nonmedical health care services again. You're always able to get medically necessary Part A services.
Costs
What you pay for each benefit period in 2026 depends on how long you're getting care:
- Days 1–60: After you pay the $1,736 Part A deductible , you pay $0 each day.
- Days 61–90: You pay $434 each day.
- Days 91 - 150: You pay $868 each day while using your 60 lifetime reserve days. These are additional days that Medicare will pay for when you’re in a hospital for more than 90 days. You have a total of 60 reserve days that can be used once during your lifetime.
- After day 150: You pay all costs.
Facility
Inpatient hospital or skilled nursing facility (SNF) care.
Ask your doctor or healthcare provider how much your test, item, or service will cost.
Your doctor may recommend services that Medicare does not cover or offers too frequently. This could end up in additional costs for you. Make sure to ask your doctor about the reasons for these recommendations and what Medicare will actually cover.
Specific amounts you could owe depend on:
Other insurance you may have
How much your doctor charges
If your doctor accepts assignment
The type of facility
Where you get your test, item, or service