Medicare.gov

Gym memberships & fitness programs

Medicare doesn’t cover gym memberships or fitness programs

  • Not Covered
  • You pay all costs

Coverage details

Original Medicare doesn’t cover gym memberships or fitness programs, but these may be part of the extra coverage offered by Medicare Advantage Plans , other Medicare health plans , or Medicare Supplement Insurance (Medigap) plans. If you have one of these, call your plan to see if it covers gym memberships or fitness programs.

Costs

You pay 100% for non-covered services, including gym memberships and fitness programs.

Ask your doctor or healthcare provider how much your test, item, or service will cost.

Your doctor may recommend services that Medicare does not cover or offers too frequently. This could end up in additional costs for you. Make sure to ask your doctor about the reasons for these recommendations and what Medicare will actually cover.

Specific amounts you could owe depend on:

  • Other insurance you may have

  • How much your doctor charges

  • If your doctor accepts assignment

  • The type of facility

  • Where you get your test, item, or service