Medicare Part B (Medical Insurance) usually covers emergency department services when you have an injury, a sudden illness, or an illness that quickly gets much worse.
- You pay a copayment for each emergency department visit and a copayment for each hospital service you get.
- After you meet the Part B deductible , you also pay 20% of the Medicare-Approved Amount for your doctor's services.
- If your doctor admits you to the same hospital for a related condition within 3 days of your emergency department visit, you don't pay the copayment because your visit is considered part of your inpatient stay.
Medicare only covers emergency services in foreign countries under rare circumstances.