Medicare health plans that lower costs

You can join this type of Medicare Advantage Plan if one is available in your area and any of these apply to you:

• Have both Medicare and Medicaid.
• Need long-term care in a facility or at home.
• Have a chronic or disabling condition (like diabetes, stroke, cancer, or dementia).

These plans:

• Tailor their benefits, provider network, and drug formularies to the needs of the specific group they serve.
• Help coordinate your care.
• Include Medicare drug coverage (Part D) .

Learn more about Special Needs Plans.

You can join a PACE Plan if you:

• Have Medicare, Medicaid, or both.
• Are 55 or older.
• Live in the service area of a PACE organization.
• Need nursing home-level care (as certified by your state).
• Are able to live safely in the community (with help from PACE).

These plans:

• Are only available in some states.
• Include Medicare drug coverage (Part D).
• Never charge a deductible or copayment for any drug, service, or care your PACE health care team approves.

Learn more about PACE plans.