Online bill payment

Many banks now let you pay your bills online. This is a more secure and faster way to make your payment without sending your personal information in the mail. You can use an online bill payment service to pay your Medicare premiums electronically if both of these apply:

  • You get a bill for your Medicare premiums from Medicare (the Centers for Medicare & Medicaid Services).
  • Your financial institution or bank offers an online bill payment service, you can use it to pay your Medicare premiums electronically.

Ask your bank if it allows customers to pay bills online - not all banks offer this service.


If you get your bill from the Railroad Retirement Board (RRB), the payment options explained on this page don't apply. You or your bank must mail your premium payments to: 

RRB, Medicare Premium Payments
PO Box 979024
St. Louis, MO 63197-9000


How do I make an online bill payment?

Contact your bank or go to their website to set up this service. To make sure your bank processes your premium payments correctly, you’ll need to give the bank this information:

  • Account number: This is your Medicare number.  It’s important that you use the exact number on your red, white, and blue Medicare card [JPG], but without the dashes.  
  • Biller name: CMS Medicare Insurance
  • Remittance address:

    Medicare Premium Collection Center
    PO Box 790355
    St. Louis, MO 63179-0355

You’ll need to tell the bank how much money to take out of your account for your premium. If you set up payments to come out automatically, make sure you update the amount whenever there’s a change. For example, you may need to update the amount in January, when the rates sometimes increase.


Medicare doesn’t charge a fee for processing electronic payments, but some banks do. Ask your bank if it charges a fee.

Also, ask your bank if payments are made electronically or by paper check. If your bank pays by check, you need to allow more time for your payment to reach Medicare. Even if your bank can issue electronic payments, they may send a check if your payment information is incorrect.


What happens once I sign up?

After the bank gets your payment, your bank statement will show a payment made to “CMS Medicare.” You’re responsible for making sure the bank pays the right premium amount at the right time.

What if my payment is returned to my bank?

Check the set up with your bank’s website to make sure it has the correct information, and resend your payment.

What if I change bank accounts?

Cancel the online bill payment from your old account, and set it up for the new bank account.

Whom do I contact if I have questions?

Contact your bank for questions about online bill payment.