Medicare Easy Pay

Medicare Easy Pay is a free, electronic payment option that lets you have Medicare premium payments automatically deducted from a savings or checking account each month.

Who can sign up for Medicare Easy Pay?

Anyone who gets a bill for their Medicare premiums from the Centers for Medicare & Medicaid Services (CMS) can sign up for Easy Pay at any time.

I get a bill from the Railroad Retirement Board (RRB)

You can't pay using the options on this page. Mail your premium payments to:

RRB, Medicare Premium Payments
PO Box 979024
St. Louis, MO 63197-9000

How do I sign up for Medicare Easy Pay?

Fill out the Authorization Agreement for Pre-authorized Payments form (SF-5510) as a PDF in English or HTML in English. You can also get the SF-5510 as a PDF form in Spanish or HMTL form in Spanish. Mail your completed SF-5510 to:


Medicare Premium Collection Center
PO Box 979098
St. Louis, MO  63197-9000


What happens once I sign up?

It can take 6-8 weeks to process your form after we get it. If we can’t process your form, we’ll return your form to you with a letter explaining why.

After your form is processed, two things will happen each month:

  1. You’ll get a "Medicare Premium Bill" [PDF, 209 KB] stating “This is not a bill” letting you know that the premium will be deducted from your bank account.
  2. We’ll deduct your premium from your bank account usually on the 20th of the month. It will appear on your bank statement as an "Automated Clearing House (ACH)" transaction.

We’ll try to only deduct your premium once each month. If your bank rejects or returns your premium deduction, we’ll send you a letter with instructions on how to make a direct payment to Medicare.  

Do I need to do anything when my premium amount changes?

No, we'll automatically deduct the new premium amount from your bank account.

What if I want to change bank accounts or stop Medicare Easy Pay?

Complete another Authorization Agreement for Pre-authorized Payments form [PDF, 117 KB] (SF-5510), and let us know the type of change you want to make. Mail the completed form to the Medicare Premium Collection Center address above.