Medicare Easy Pay

Medicare Easy Pay is a free way to set up recurring payments for your Medicare premium. If you sign up for Medicare Easy Pay, your Medicare premiums will be automatically deducted from your checking or savings account each month.

If you get a "Medicare Premium Bill" (Form CMS-500) from Medicare, you can sign up for Medicare Easy Pay.

Can I sign up for Medicare Easy Pay if I get a bill from the Railroad Retirement Board (RRB)?

No. You'll need to mail your premium payments to:

RRB, Medicare Premium Payments
PO Box 979024
St. Louis, MO 63197-9000

2 ways to sign up for Medicare Easy Pay:

  1. Log in or create your secure Medicare account — Select "My Premiums" and then "Sign Up" to complete a short, online form.
  2. Fill out and mail a paper form — Print the authorization Agreement for Preauthorized Payments from (SF-5510): PDF in English or HTML in English or PDF in Spanish or HTML in Spanish. Mail your completed form to:

    Medicare Premium Collection Center
    PO Box 790355
    St. Louis, MO 63179-0355

It can take up to 6-8 weeks for your automatic deductions to start. Until your automatic deductions start, you'll need to pay your premiums another way. If you can't process your Medicare Easy Pay request, we'll send you a letter explaining why.

What else do I need to know about Medicare Easy Pay?

  • Once your Medicare Easy Pay starts, 2 things will happen each month:
    1. You'll get a monthly statement that says "THIS IS NOT A BILL" letting you know that the premium will be deducted from your bank account.
    2. We'll deduct your premium from your bank account on or around the 20th of the month. Your bank statement will show a payment to "CMS Medicare Premiums."
  • If your bank rejects or returns your premium deduction, we'll send you a letter with instructions on how to send your payment to Medicare.
  • If your premium amount changes, we'll automatically deduct the new premium amount from your bank account.

How do I change bank accounts or stop Medicare Easy Pay?

There are 2 ways:

  1. Log into your secure Medicare account — Select "My Premiums" and then "See or change my Medicare Easy Pay" to complete a short, online form.
  2. Fill out and mail a paper form — Print the Authorization Agreement for Preauthorized Payments form (SF-5510): PDF in English or HTML in English or PDF in Spanish or HTML in Spanish. Mail your completed form to:

    Medicare Premium Collection Center
    PO Box 790355
    St. Louis, MO 63179-0355

If you change your bank account: It can take up to 6-8 weeks before automatic deductions start from your new account. Until then, you may get a bill to pay your premium or your payment may still be automatically deducted from your old bank account.

If you stop Medicare Easy Pay: It can take up to 4 weeks for your automatic deductions to stop.