Costs for Medicare Advantage Plans

What you pay in a Medicare Advantage Plan


 in a 

 depend on:

  • Whether the plan charges a monthly .  Some plans have no premium.
  • Whether the plan pays any of your monthly premium.  Some plans pay all or part of your Part B premium.
  • Whether the plan has a yearly or any additional deductibles.
  • How much you pay for each visit or service ( or ). For example, the plan may charge a copayment, like $10 or $20 every time you see a doctor. These amounts can be different than those under .
  • The type of health care services you need and how often you get them.
  • Whether you go to a doctor or who accepts if:
  • Whether you follow the plan's rules, like using providers.
  • Whether you need extra and if the plan charges for it.
  • The plan's yearly limit on your out-of-pocket costs for all medical services.
  • Whether you have or get help from your state.


Each year, plans set the amounts they charge for premiums, deductibles, and services. The plan (rather than Medicare) decides how much you pay for the covered services you get. What you pay the plan may change only once a year, on January 1.

Get more cost details from your plan

If you're in a Medicare plan, review these notices your plan sends you each fall:

If you don't get these important documents, contact your plan. Get your plan's contact information from a Personalized Search (under General Search), or search by plan name.