Special enrollment periods if you get Extra Help

I'm eligible for both Medicare and Medicaid.

What can I do?

Join, switch, or drop your Medicare Advantage Plan or Medicare prescription drug coverage.

When?

One time during each of these periods:

  • January–March
  • April–June
  • July–September

If you make a change, it will take effect on the first day of the following month. You can’t use this Special Enrollment Period from October–December. However, all people with Medicare can make changes to their coverage from October 15–December 7, and the changes will take effect on January 1.

I qualify for Extra Help paying for Medicare drug coverage.

What can I do?

Join, switch, or drop Medicare drug coverage.

When?

Most people with Medicare can only make changes to their drug coverage at certain times of the year. If you have Medicaid or receive Extra Help, you may be able to make changes to your coverage one time during each of these periods:

  • January – March
  • April – June
  • July – September

If you make a change, it will begin the first day of the following month. You’ll have to wait for the next period to make another change. You can’t use this Special Enrollment Period October – December. However, all people with Medicare can make changes to their coverage October 15 – December 7. The changes will begin on January 1.

I'm enrolled in a State Pharmaceutical Assistance Program (SPAP) or lose SPAP eligibility.

What can I do?

Join either a Medicare drug plan or a Medicare Advantage Plan with prescription drug coverage.

When?

Once during the calendar year.