When plans stop participating in Medicare

At the end of the year, plans can decide to leave the Medicare Program. In recent years, however, very few plans have left.  If this happens, your plan will send you a letter explaining your options.

Generally, you'll be automatically returned to 

Original Medicare

 if you don't choose to join another Medicare Advantage Plan. You will also have the right to buy a 

Medigap policy


No matter what you choose, you're still in the Medicare Program and will get all Medicare-covered services. If you choose to go back to Original Medicare, you need to decide if you want drug coverage. If so, you need to join a 

Medicare Prescription Drug Plan (Part D)