Who can join a Medicare Advantage Plan?
Learn when to join an HMO, PPO, Private Fee-for-Service (PFFS), or Medicare Medical Savings Account (MSA) Plan.
Who can’t join a Medicare MSA Plan?
You can't join a Medicare MSA Plan if any of the following apply to you:
- You have health coverage that would cover the Medicare MSA Plan deductible, including benefits under an employer or union retiree plans.
- You get benefits from the U.S. Department of Defense (TRICARE) or the U.S. Department of Veterans Affairs.
- You're a retired Federal government employee and part of the Federal Health Benefits Program (FEHBP).
- You're eligible for Medicaid.
- You have End-Stage Renal Disease (ESRD). However, even if you have ESRD, you can join a Medicare MSA Plan if both of these apply:
- You're a former enrollee in a Medicare Advantage Plan that left Medicare.
- You haven't joined another Medicare Advantage Plan.
- You're currently getting hospice care.
- You live outside the U.S. more than 183 (total) days a year.
When can you join a health or drug plan?
Find out when you can sign up for or change your Medicare Advantage Plan (Part C) or Medicare Prescription Drug Coverage (Part D).