Who can join a Medicare Advantage Plan?
Learn when to join an HMO, PPO, Private Fee-for-Service (PFFS), or Medicare Medical Savings Account (MSA) Plan.
Who can’t join a Medicare MSA Plan?
You can't join a Medicare MSA Plan if any of these apply to you:
- You have health coverage that would cover the Medicare MSA Plan deductible. This includes benefits under an employer or union retiree plans.
- You get benefits from the U.S. Department of Defense (TRICARE) or the U.S. Department of Veterans Affairs.
- You're a retired Federal government employee and part of the Federal Health Benefits Program (FEHBP).
- You're eligible for Medicaid.
- You have End-Stage Renal Disease (ESRD). However, even if you have ESRD, you can join a Medicare MSA Plan if both of these apply:
- You're a former enrollee in a Medicare Advantage Plan that left Medicare.
- You haven't joined another Medicare Advantage Plan.
- You're currently getting hospice care.
- You live outside the U.S. more than 183 (total) days a year.
When can you join a health or drug plan?
Find out when you can sign up for or change your Medicare coverage. This includes your Medicare Advantage Plan (Part C) or Medicare Prescription Drug Coverage (Part D).