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Choosing a Medical Savings Account? Ask 6 questions.

  1. How much will be deposited into my account each year?
  2. What’s the plan’s deductible?
  3. How are services counted against the deductible? Is there a limit on the charges that will count toward the deductible?
  4. What am I responsible for paying after I meet the plan’s deductible?
  5. Is other insurance offered to work with my plan, like dental, vision, or long-term care?
  6. Is there any coverage of preventive services before meeting the deductible?