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What if my plan decides to stop participating in Medicare?

At the end of the year, plans can decide to leave the Medicare Program, although in recent years, very few plans have left.

Generally, you'll be automatically returned to Original Medicare if you don't choose to join another Medicare Advantage Plan. You will also have the right to buy a Medigap policy.

No matter what you choose, you're still in the Medicare Program and will get all Medicare-covered services. If you choose to go back to Original Medicare and want drug coverage, you need to join a Medicare Prescription Drug Plan (Part D).