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Getting Medicare if you have a disability

Do I need to sign up?

You automatically get Part A and Part B after you get disability benefits from Social Security or certain disability benefits from the RRB for 24 months.

Should I get Part B?

Most people should enroll in Part A when they're first eligible, but certain people may choose to delay Part B. Find out more about whether you should take Part B. 

How do I sign up?

You don’t need to sign up if you automatically get Part A and Part B. You'll get your red, white, and blue Medicare card in the mail 3 months before your 25th month of disability.

When do I sign up?

You don’t need to sign up since you automatically get Part A and Part B. 

Can I get a health or drug plan?

When you decide how to get your Medicare coverage, you might choose a Medicare Advantage Plan (Part C) and/or Medicare prescription drug coverage (Part D).

There are specific times when you can sign up for these plans, or make changes to coverage you already have.

Do I need to sign up?

You automatically get Part A and Part B the month your disability benefits begin. 

Should I get Part B?

Most people should enroll in Part A when they're first eligible, but certain people may choose to delay Part B. Find out more about whether you should take Part B.  

How do I sign up?

You don't need to sign up if you automatically get Part A and Part B. You'll get your red, white, and blue Medicare card in the mail the month your disability benefits begin.

When do I sign up?

You don’t need to sign up since you automatically get Part A and Part B. 

Can I get a health or drug plan?

When you decide how to get your Medicare coverage, you might choose a Medicare Advantage Plan (Part C) and/or Medicare prescription drug coverage (Part D).

There are specific times when you can sign up for these plans, or make changes to coverage you already have.

Yes. You can keep your Medicare coverage for as long as you’re medically disabled. If you return to work, you won't have to pay your Part A premium for the first 8 ½ years. After that, you’ll have to pay the Part A premium.  

If you can't afford the Part A premium, you may be able to get help from your state. You may be eligible for the Medicare Savings Program called Qualified Disabled and Working Individuals Program (QDWI).