Medicare & Coronavirus

Get a COVID-19 vaccine as soon as you can.

  • Medicare covers the COVID-19 vaccine at no cost to you. Be sure to bring your Medicare card.
  • COVID-19 vaccines are safe and effective. Get details about the vaccine.
  • If you’re immunocompromised (like people who have had an organ transplant and are at risk for infections and other diseases), Medicare will cover an additional dose of the COVID-19 vaccine at no cost to you.
  • If you have Medicare and have a disability or face other challenges in getting to a location away from home for a vaccination, Medicare will pay a doctor or other care provider to give you the COVID-19 vaccine in your home. You may need to give them your Medicare Number for billing, but there’s still no cost to you for the vaccine and its administration. Get details about the vaccine at home.
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Medicare wants to help protect you from COVID-19:

Medicare covers items & services related to COVID-19

  • FDA-authorized COVID-19 vaccines. You pay no out-of-pocket costs. 
  • Lab tests for COVID-19. You pay no out-of-pocket costs.
  • FDA-authorized COVID-19 antibody (or “serology”) tests if you were diagnosed with a known current or known prior COVID-19 infection or suspected current or suspected past COVID-19 infection.
  • Monoclonal antibody treatments for COVID-19.
  • All medically necessary hospitalizations. This includes if you're diagnosed with COVID-19 and might otherwise have been discharged from the hospital after an inpatient stay, but instead you need to stay in the hospital under quarantine. You’ll still pay for any hospital deductibles, copays, or coinsurances that apply.
  • Expanded telehealth services during the Public Health Emergency.
    Note 

    Military hospital ships and temporary military hospitals don’t charge Medicare or civilians for care.  If you’re not sure whether the hospital will charge you, ask them.

  • If you have a Medicare Advantage Plan, you have access to these same benefits. Medicare allows these plans to waive cost-sharing for COVID-19 lab tests. Many plans offer additional telehealth benefits and expanded benefits, like meal delivery or medical transport services. Check with your plan about your coverage and costs.

If you paid to get a COVID-19 vaccine

When you get a COVID-19 vaccine, your provider can’t charge you for an office visit or other fee if the vaccine is the only medical service you get. If you get other medical services at the same time you get the COVID-19 vaccine, you may owe a copayment or deductible for those services.

If you paid a fee or got a bill for a COVID-19 vaccine, check this list to see if your provider should have charged you:

  • Check the receipts and statements you get from your provider for any mistakes.
  • Call your provider’s office to ask about any charges you think are incorrect. The person you speak to may help you better understand the services you got, or realize they made a billing error.
  • If you have Original Medicare, review your “Medicare Summary Notice” for errors. Report anything suspicious to Medicare by calling 1-800-MEDICARE (1-800-633-4227).
  • If you have other coverage like a Medicare Advantage Plan, review your “Explanation of Benefits.” Report anything suspicious to your insurer.

If you think your provider incorrectly charged you for the COVID-19 vaccine, ask them for a refund. If you think your provider charged you for an office visit or other fee, but the only service you got was a COVID-19 vaccine, report them to the Office of the Inspector General, U.S. Department of Health and Human Services by calling 1-800-HHS-TIPS or visiting TIPS.HHS.GOV.

Be alert for scammers trying to steal your Medicare Number

Medicare covers the vaccine at no cost to youso if anyone asks you for your Medicare Number to get access to the vaccine, you can bet it’s a scam.

Here’s what to know:

  • You can’t pay to put your name on a list to get the vaccine. 
  • You can’t pay to get access to a vaccine. 
  • Don’t share your personal or financial information if someone calls, texts, or emails you promising access to the vaccine for a fee.

Scammers may use the COVID-19 public health emergency to take advantage of people while they’re distracted. As always, guard your Medicare card like a credit card, check Medicare claims summary forms for errors. If someone calls asking for your Medicare Number, hang up.

How to stay up to date

  • CDC.gov/coronavirus has the latest public health and safety information from CDC and for the overarching medical and health provider community on COVID-19.
  • USA.gov has the latest information about what the U.S. Government is doing in response to COVID-19.

Find out who to call about Medicare options, claims and more.