Learn about coverage if you live or are traveling outside the United States.
I live outside the U.S., and I qualify for premium-free Part A. What do I need to do?
If you don’t live in the U.S., you can contact the nearest U.S. Social Security office, U.S. Embassy, or U.S. Consulate to enroll.
I live outside the U.S., and I don't have Part B. If I get Part B, will I pay more?
In some cases, you may have to pay a higher premium. It will depend on your situation. Listed below are 3 possible situations:
You're over 65, currently getting Social Security retirement benefits and Part A, and you didn't take Part B when you were first eligible. You may only apply for Part B from January 1–March 31 each year. And, you may have to pay a late enrollment penalty for as long as you have Part B.
If you're over 65, and are eligible for Social Security benefits, you may file an application for monthly benefits and Part A. You'll have to file for Part B from January 1–March 31. And, you may have to pay a late enrollment penalty.
You must live in the U.S. to file for Part B if all of these apply:
You're first eligible to enroll in Part B the month you return to the U.S. to establish your new residence. You won't have to pay a late enrollment penalty if you enroll in Part B within 3 months of when you first return to the U.S.
- Traveling outside the U.S.
- Medigap policies may cover you when you travel outside the U.S.
- Medicare & You: traveling abroad (video)
- CMS Form 1490S "Patient's Request for Medical Payment" [PDF, 52KB]
- State Health Insurance Assistance Program (SHIP)