Having health coverage that meets your needs can help keep you healthy and give you peace of mind. Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) help cover many necessary items and services, like preventive services and surgical procedures. But, there are other benefits that Part A and Part B don’t cover. The good news is you have these options to consider:
- Add Medicare drug coverage (Part D): If you take prescription drugs, you may want to consider joining a Medicare drug plan. All drug plans must offer at least a standard level of coverage set by Medicare. Medicare drug plans can vary in which prescription drugs they cover, and which tiers they place drugs in. These 6 tips can help you choose the best plan.
- Get a Medicare Advantage Plan: A Medicare Advantage Plan is an all-in-one alternative to Original Medicare. These "bundled" plans include Part A, Part B, and usually Part D. Most plans offer extra benefits—like vision, hearing, dental, and more. Now, if you have ESRD, you can enroll in a Medicare Advantage Plan. See how to join one of these plans.
- Add Medicare Supplement Insurance (Medigap) to help pay some of your remaining costs: A Medigap policy helps pay some out-of-pocket costs that Part A and Part B don’t cover. Some Medigap policies offer additional coverage, like coverage for health care you get outside the U.S. However, the best time to buy a Medigap policy is during your 6-month Medigap Open Enrollment Period. You generally will get better prices and more choices among policies.
Visit Medicare Plan Finder to compare the benefits of each coverage option and shop for plans. Get peace of mind today by learning more about the types of Medicare coverage available to you.