Part A costs

How much does Part A cost?

You usually don't pay a monthly premium for Medicare Part A (Hospital Insurance) coverage if you or your spouse paid Medicare taxes while working. This is sometimes called "premium-free Part A."

If you buy Part A, you'll pay up to $426 each month.

But, most people get premium-free Part A. You can get premium-free Part A at 65 if:
  • You already get retirement benefits from Social Security or the Railroad Retirement Board.
  • You're eligible to get Social Security or Railroad benefits but haven't filed for them yet.
  • You or your spouse had Medicare-covered government employment.

If you're under 65, you can get premium-free Part A if:

  • You got Social Security or Railroad Retirement Board disability benefits for 24 months.
  • You have End-Stage Renal Disease (ESRD) and meet certain requirements.

In most cases, if you choose to buy Part A, you must also have Medicare Part B (Medical Insurance) and pay monthly premiums for both.

Some people automatically get Medicare Part A (Hospital Insurance). Learn how and when you can sign up for Part A.

Contact Social Security for more information about the Part A premium.

Find out what Part A covers.

Find out what you pay for Part A covered services.