Who can join a Medicare Medical Savings Account Plan?

Who can join a Medicare Advantage Plan?

You can generally join a Medicare HMO, PPO, PFFS, or MSA Plan if you meet certain conditions.

You can't join a Medicare MSA Plan if any of the following apply to you:

You have health coverage that would cover the Medicare MSA Plan deductible, including benefits under an employer or union retiree plans.
You get benefits from the U.S. Department of Defense (TRICARE) or the U.S. Department of Veterans Affairs.
You're a retired Federal government employee and part of the Federal Health Benefits Program (FEHBP).
You're eligible for Medicaid.
You have End-Stage Renal Disease (ESRD). However, if you're a former enrollee in a Medicare Advantage Plan that left Medicare and you haven't joined another Medicare Advantage Plan, you can join a Medicare MSA Plan even if you have ESRD.
You're currently getting hospice care.
You live outside the U.S. more than 183 (total) days a year.

There are specific times when you can sign up or change your health or drug coverage.