Before choosing a Medicare Advantage Plan, you may want to compare several plans by asking them these questions:
- What's my share of the costs for services and supplies?
- Does the plan have a network of providers for some or all categories of services? (You can still see providers who aren't part of the plan's network if they accept the plan's payment terms, but you may pay more.)
- Does the plan offer benefits Original Medicare doesn't cover, like vision, hearing, dental, or prescription drug coverage? (Note: you may have to pay more for these extra benefits.) If the plan doesn't offer drug coverage, you can get coverage by joining a Medicare Prescription Drug Plan (Part D).
Contact the plan if you don't find these answers in its publications or on its website.