Are prescription drugs covered in Medicare Advantage Plans?

Health Maintenance Organization (HMO) Plans

In most cases, prescription drugs are covered in HMO Plans. Ask the plan. If you want Medicare prescription drug coverage (Part D), you must join an HMO Plan that offers prescription drug coverage.

Preferred Provider Organization (PPO) Plans

In most cases, prescription drugs are covered in PPO Plans. Ask the plan. If you want Medicare drug coverage, you must join a PPO Plan that offers prescription drug coverage. Remember, if you join a PPO Plan that doesn't offer prescription drug coverage, you can't join a Medicare Prescription Drug Plan (Part D).

Private Fee-for-Service (PFFS) Plans

Prescription drugs may be covered in PFFS Plans. If your PFFS Plan doesn't offer drug coverage, you can join a Medicare Prescription Drug Plan to get coverage.

Special Needs Plans (SNPs)

All SNPs must provide Medicare prescription drug coverage.