1. Consider switching to generics or other lower-cost drugs.
Talk to your doctor to find out if there are generic or less-expensive brand-name drugs that would work just as well as the ones you're taking now. You might also be able to save money by using mail-order pharmacies. Find health & drug plans.
2. Choose a plan that offers additional coverage during the gap.
- There are plans that offer additional coverage during the coverage gap (Medicare prescription drug coverage), like for generic drugs. However, plans with additional gap coverage may charge a higher monthly premium. Check with the drug plan first to see if your drugs would be covered during the gap. Find health & drug plans.
3. Pharmaceutical Assistance Programs.
Some pharmaceutical companies offer help for people enrolled in Medicare Part D. Find out whether there’s a Pharmaceutical Assistance Program for the drugs you take.
4. State Pharmaceutical Assistance Programs.
Many states and the U.S. Virgin Islands offer help paying drug plan premiums and/or other drug costs. Find out if your state has a State Pharmaceutical Assistance Program.
Medicare and Social Security have a program for people with limited income and resources that helps you pay for your prescription drugs. If you qualify, you could pay no more than $2.65 for each generic or $6.60 for each brand-name covered drug in 2015. In 2016, costs are no more than $2.95 for each generic or $7.40 for each brand-name covered drug.