Your Medicare Coverage

Is my test, item, or service covered?

Search Medicare.gov for covered items

How often is it covered?

Medicare Part B (Medical Insurance) covers a second opinion in some cases for surgery that isn’t an emergency. Medicare also will help pay for a third opinion if the first and second opinions are different.

Who's eligible?

Your costs in Original Medicare

You pay 20% of the Medicare-approved amount. The Part B deductible applies. If the second opinion doesn't agree with the first opinion, you pay 20% of the Medicare-approved amount for a third opinion.

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