Decide how you want to get your coverage.

There are two main ways to get your Medicare coverage: Original Medicare or a
Medicare Advantage Plan. Use these steps to help you decide which way to get your coverage.

Original Medicare

Part A

Hospital
Insurance

Part B

Medical
Insurance

Medicare Advantage Plan

Like an HMO or PPO

Combines Part A, Part B and Usually Part D

Decide how you want to get your coverage.

Original Medicare includes Part A (Hospital Insurance)
and/or part B (Medical Insurance)

Part A

Hospital Insurance

Part B

Medical Insurance

Part A

Hospital
Insurance

Part B

Medical
Insurance

Step 1
Step 2
Step 3
Step 4

Decide if you need drug coverage.

Part D

Prescription Drug Coverage

Step 1
Step 2
Step 3
Step 4

Decide if you need to add supplemental coverage.

Medigap

Medicare Supplement

Insurance Policy

Step 1
Step 2
Step 3
Step 4

Your Coverage at a Glance

End

Decide if you need drug coverage.

Part D

Prescription Drug Coverage

(May be offered by the plan. You may be able to add drug coverage to some plan types that don't offer it.)

Step 1
Step 2

Your Coverage at a Glance

If you join a Medicare Advantage Plan, you don't need and can't be sold a Medigap policy.

End